The Right Business Insurance
Making sure your business is covered by the right insurance policies is vital to the wellbeing of your business and those within it. Our business insurance brokers are here to give you the security that comes with making the right insurance decision for your business requirements.
Perhaps this is your first foray into entrepreneurship, and you need clarity around liability and professional indemnity insurances. There’s a lot of information out there, both good and bad, but you need options tailored to your specific situation. Maybe your farm business insurance is up for renewal and you’re interested in shopping around for a better deal.
Whatever the industry, focus, age or size of your business, the business insurance brokers at Wayne Grayson & Associates are here to put your business first. By helping you make an informed insurance decision, we will ensure your business is covered by the right insurance policies.
Get in touch with one of our business insurance brokers and get on the road to securing the right insurance for you, your business and your budget.
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Material Damage & Business Interruption
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Commercial Motor Insurance
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Public Liability
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Statutory Liability
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Employers Liability
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Professional Indemnity
Material Damage & Business Interruption
Material Damage & Business Interruption Insurance
Designed to help you manage your business during times of uncertainty, our Material Damage Insurance provides cover for your property and assets for any circumstance, occurrence or loss that could affect your business. Tailored to your organisation, it can help manage your business, covering loss of profits from material if you are burgled, subject to a fire, storm damage, or a natural disaster.
Triggered by the insured property damage, Business Interruption will ensure your business is secure, and able to cover the loss of profits, for the period the business is affected.
What would you do if you couldn’t access your building, plant or equipment, required to keep you running? Cover your bases, protect your business today.
Commercial Motor Insurance
Commercial Motor Vehicle Insurance
If your company operates a fleet or pool vehicle, you need Commercial Motor Vehicle Insurance.
Designed to cover your employees should they end up in an accident, our fully tailored solutions cover what you need across all business vehicle classes, from cars, utes, and vans, to trucks, buses, and forklifts.
Public Liability
Public Liability Insurance
Each policy and every business has its own unique issues – whatever the industry. Protecting you and your business, Public Liability Insurance covers any financial implications, should you be found liable for the loss or damage to other people’s property.
There are many different events covered by Public Liability Insurance. If there is any chance you, or your business could manifest damage or injury, then you need cover. Avoid the potentially devastating consequences, take away the financial risk, and rest assured, with Public Liability Insurance.
Statutory Liability
Statutory Liability Insurance
If you, or your business unintentionally breached an Act, would you be covered?
If you are a business operating in New Zealand, you need Statutory Liability Insurance. Even if it was unintentional you could still be legally and financially liable. At Wayne Grayson & Associates, we offer Statutory Liability Insurance that protects you, your business, and your employees against unintentional breaches of New Zealand law that result in prosecution. Contact one of our brokers for advice on the best liability solution to suit your organisation.
Employers Liability
Employers Liability Insurance
Believe it or not, employers are responsible for the health and safety of their employees while at work.
An Employers Liability policy protects your business against claims made by employees for injury, illness or damage to their personal property, occurring in the workplace – that falls outside the scope of ACC.
If you are found legally liable for an injury an employee has sustained, your policy can cover your legal defense and pay for the damages awarded, ensuring your business can continue under legal duress.
Professional Indemnity
Professional Indemnity (PT) Insurance
Each day professionals need to make decisions. Manage the risks for you and your business with Professional Indemnity Insurance.
Designed for professionals who provide a service to their clients, it provides cover if you make a mistake: an act, error, omission or through conduct being misinterpreted.
Fueled by environments of increased responsibility, it provides cover for an allegation, accusations of negligence, professional misconduct, or a breach of your duty of care.
