Public Liability Insurance: From minor workplace incidents to serious accidents

Every business has its own unique issues – whatever the industry. Protecting you and your business, Public Liability Insurance covers any financial implications, should you be found liable for the loss or damage to other people’s property.

There are many different events covered by Public Liability Insurance. If there is any chance you or your business could manifest damage or injury, then you need cover. Avoid the potentially devastating consequences, take away the financial risk, and rest assured, with Public Liability Insurance.

What is Public Liability Insurance?

Public Liability Insurance protects your business in the event of an unforeseen incident. It covers claims made by the public that happen in connection with your business’s day to day activities.

Public liability insurance is often provided with product liability cover and ensures if needed you can pay compensation for unintended and unexpected personal injury and property damage arising from your products or services.

Public liability can cover events ranging from minor workplace incidents to serious accidents.

Do I need Public Liability Insurance?

If your business meets members of the public, if you have visitors to your premises or work on client sites, public liability insurance is a very good idea.

Depending on the nature of your business, you may need more than the minimum level of cover, so it’s sensible to check your policy every new job or contract.

If there is any chance that your business has the potential to cause loss, injury or damage to other persons or property, you should talk to us about the right liability cover for you.

What does Public Liability Insurance cover?

Typically, public liability covers compensation payments for third party injury or even death, repair or replacement costs, for damaged property or possessions, medical treatment or an ambulance call out, personal injury or property damage. It can also cover your legal expenses while you’re defending any of these claims.

How can we help?

At Wayne Grayson & Associates, we believe an informed insurance decision is the right one. Whether you’re after business or personal insurance, our expert brokers will ensure your insurance is the right fit for you.

Contact one of our Auckland-based insurance brokers for advice on the best solution to suit you or your organisation.

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